Our Team

Andy has been in the financial services industry since 1986 and founded Carolina Retirement Solutions in 1996. In 1984 he received a bachelor’s degree in Biology from Appalachian State University.

Andy became a Certified Financial Planner^TM professional in 1995 and has also earned the designations of Charted Financial Consultant^®, Retirement Income Certified Professional^®, and Chartered Life Underwriter®.

With a special passion for retirement planning, Andy is dedicated to developing lasting relationships with all his clients. He believes in helping each person become confident in assessing his or her goals and participating in the financial management process. One of the benefits of working with Andy is his ability to provide clear, easily understood explanations of financial products and services. The personal program that Andy can provide is a roadmap to working toward a more confident financial future.

Located in the heart of Mint Hill, North Carolina for more than 20 years, Andy and his staff are dedicated to client care and providing a positive and engaging experience.

Andy is married to Lisa, has three adult children, and lives in the Mint Hill area. 

Prior to joining Carolina Retirement Solutions, Cindy worked for 25 years as a financial planner for a Charlotte based wealth management firm, 3 years as a marketing assistant for a national health insurance brokerage firm and 10 years in Ohio as an Associate Agent for Nationwide Insurance. She received the Certified Financial Planner™ (CFP®) certification in 2005 and served for four years as Director of Professional Development for the Charlotte Chapter Financial Planning Association.

Cindy enjoys working with clients to gain a clear picture of their financial goals and objectives, creating plans that will allow them to focus on following their dreams.

Cindy and her husband Rich live in Indian Trail and have one son Jared, an Actuarial Associate for TIAA and graduate of the University of North Carolina at Chapel Hill. Cindy is active in her church, having served as a youth advisor, an Elder of the Presbyterian Church USA, and participates in chancel and bell choirs. She enjoys cooking and getting to the beach in her spare time.

• B.S.B.A. Finance, University of Akron
• Certified Financial Planner ™(CFP^®)
• Series 7 and 63 Registered Representative, LPL Financial
• North Carolina life, accident, health, long-term care and Medicare supplement license

Jill joined Carolina Retirement Solutions in 2003 and works to ensure the proper establishment and maintenance of client accounts. Jill also specializes in analyzing our client’s life and long term care insurance needs. Jill enjoys getting to know people and crafting a positive client experience for those in her community.

I have worn several administrative hats in various industries and have 25 years of experience in service/client relations. I consider myself a blessed woman; I married my Prince, and our children are happy, healthy, and successful. We have four amazing children and have been host parents to countless children across the globe. I enjoy spending time with family, gardening and being creative. I am always eager to learn, and I love being around people smarter than me. I am so happy to be a part of this amazing team!